Tailgate Party Safety Tips

College and pro football season is about to kick off, and that means this Saturday or Sunday many of us will also be enjoying the traditional tailgate parties. But don’t let a great day be spoiled by lack of personal insurance. Did you know that in many cases, your homeowner’s insurance can cover your liability if you injure someone during a tailgate party? It is important to have us review your homeowner’s insurance to make sure that you have the proper coverage. A homeowner’s insurance review can take less time than a scoring drive by the Oregon Ducks high flying offense!

Here Are Some Simple Safety Tips For Your Tailgate Party

Keep food at a safe temperature while transporting from home to the game.

Keep foods separated in plastic bags.

Preparing and cooking meat requires using proper sanitation.

Always cook meat completely. Hot foods must be kept at 140°F or higher. If you’ve prepared all your food at home, make sure it’s quickly cooled. Then, keep it below 40°F.

When packing the cooler, be sure raw meat and poultry are wrapped securely and separately.

Don’t let food sit out for hours.

If you serve any fish/shellfish make sure your party guests don’t have allergies. Don’t use the same cooking surface for fish/shellfish and other foods.

Even on cloudy days, you may have a need for sunscreen.

Drink lots of water.

Pack lots of ice to keep foods fresh.

Try to monitor drinking; there is nothing worse than a drunken football fan.

If you use a grill, make sure you follow all manufactures safety instructions.

Don’t use a grill close to any vehicles.

Keep lighter fluid away from grill or heat.

Always have a fire extinguisher and first aid kit on hand.

September is National Preparedness Month

Disaster Preparedness

Our thoughts and prayers continue to be with the people of Houston and most of Florida. Hurricane Harvey and Irma may have caused over 75 billion dollars of damage.  While this is fresh on our minds, let’s get prepared for the unexpected.   This could be a flood, hurricane, earthquake, wild fire, or any other event that causes damage to our homes.

Remember, your homeowners insurance may or may not cover the next disaster, so it is a good idea to have our team complete a personal insurance review.  Here are some things you can do right now.  Ready.gov has provided many good resources.

Basic Preparedness Tips

Know where to go. If you are ordered to evacuate, know the local evacuation route(s) to take and have a plan for where you can stay.  Contact your local emergency management agency for more information.

Put together a “go-bag” or disaster supply kit should you need to evacuate, including a flashlight, batteries, cash, first aid supplies, medications, and copies of your critical information.

If you are not in an area that is advised to evacuate and you decide to stay in your home, plan for adequate supplies in case you lose power and water for several days and you are not able to leave due to flooding or blocked roads.

Make a family emergency communication plan and review it regularly with members.

Many communities have text or email alerting systems for emergency notifications. To find out what alerts are available in your area, search the Internet with your town, city, or county name and the word “alerts.”

If there is a chance of flash flooding, move immediately to higher ground.

If floodwaters rise around your car but the water is not moving, abandon the car and move to higher ground. Do not leave the car and enter moving water.

Avoid camping or parking along streams, rivers, and creeks during heavy rainfall. These areas can flood quickly and with little warning.

Disconnect electrical appliances and do not touch electrical equipment if you are wet or standing in water. You could be electrocuted.

If instructed, turn off your gas and electricity at the main switch or valve. This helps prevent fires and explosions.

More resources for you

www.ready.gov

Download FEMA App